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By C. Bogle, Contributor

Tuesday, August 24th 2010 is a big day in the world of home equity. Reports from all media outlets swarm the public not unlike ants upon their Queen Bee’s own domestic settlement. Home values plummeted in July. WSJ sums this up nicely. Read the rest of this entry »

Home Equity Loans in Financial Aid Packages
By Financial writer Victor Alvarez

An unfortunate reality is Federal financial aid has not grown in par with rising costs and fees of attending college. Gallup reports Families Digging Deeper to Invest in Rising Cost of College* – In 2009-2010 our own blind study showed 18 percent** of parents utilized home equity loans or HELOC (Home Equity Line Of Credit) to help complete their child’s Financial Aid package. *National Study from Sallie Mae, Gallup can be found at CBS MarketWatch here.
** blind study of 200 U.S. Families in Los Angeles County June-July 2010.

The first thing for parents (of colleges students) to know is that home equity loans are not the first option to consider to complete a financial aid package.
Read the rest of this entry »

Difference Between Home Equity Lines of Credit and a Home Equity Loan

The different between a home equity line of credit and a home equity loan is in the way the loan pay outs are handled by both the lender and borrower. For the home equity loan, the usual case is that the lender will release the full amount of the loan in one payment to the borrower Read the rest of this entry »

A Rundown of Equity Loan Scam Practices
By: Marlene, Guest Writer @ Home Equity Loans

When you take on a home equity loan, you have to remember to be prudent when choosing the right one for your needs. You mustn’t forget that there are many people out there who would try to cheat you out of your hard earned home equity. There have been many borrowers out there who have taken on home refinance loans Read the rest of this entry »

Home equity loans can be quite difficult to manage especially if you know nothing about them. Most people know that as homeowners, they can just go to a bank and borrow home loans in the form of a home equity mortgage, so that they can get a specified amount to be able to spend on home improvements or a new boat. Read the rest of this entry »

Learning About Home Equity Loans and Home Equity Lines of Credit

Getting a home equity loan is not as simple as incurring credit card debts. With credit card debts, you are faced with unsecured loans, which is why interest rates tend to be higher than usual. A home equity loan will vary in the home equity loan rates that will be available to you.

When you opt for a home equity loan, you will likely receive the funds Read the rest of this entry »

What You Need To Know About Home Equity Lines Of Credit

Home equity is one of the things that can really help you with a purchase you have been dying to get, or if you are just hard up on cash so that you can get rid of some of your immediate debts.  Home equity loans are easy to get and all you really need to do is apply for them.  You will surely get approved regardless of whether you have good or bad credit history as well.  Read the rest of this entry »

Advantages and Disadvantages of Home Equity Loans

In life, we are always stuck with having to shoulder a lot of extra major expenses to renovate our homes, pay for college, or take care of medical bills. Where do we get the money? With all the credit card bills, tuition, and utility bills we have to take care of, where can one get a loan big enough to cover Read the rest of this entry »

Getting The Best Home Equity Refinancing Deal For you

Home equity refinancing or home equity mortgages are really good if you need the money for a certain purchase or if you want to consolidate some debt.  The advantage is that if you really need the money, you will be able to get this loan quite easily and this will be a large benefit for you in the long run.  Read the rest of this entry »

Don’t Become a Victim of Home Equity Loan Scams, by Home Equity Loans Editor

There are so many ways that lenders can make a fool out of you and take away your money as well as your home with the different home equity loan scams that they have up their sleeves. Although it is not true for all lenders, it is always best to stay alert and keep an eye out for home equity loan Read the rest of this entry »